35 Money Books for Kids that Teach Financial Literacy

That’s So Montessori is reader-supported, contains affiliate links, and is a member of Amazon Services LLC Associates Program. When you buy through links on our site, you may be purchasing our products or we may earn an affiliate commission at no extra cost to you. Your support is much appreciated. Thank you!

As an elementary Montessori teacher, I understand the importance of instilling financial literacy early in children’s education. Money books for kids not only align with Montessori’s hands-on, child-centered approach to learning but they also offer a fantastic opportunity for family book clubs.

There are so many books about money out there geared towards the child in the second plane of development that cover a wide range of topics, from coin history to saving, budgeting, and the value of hard work. These books impart valuable lessons that empower young minds to make wise financial choices.

I’ve handpicked a selection of books designed to teach kids about money in an enjoyable, engaging, and accessible way, suitable for children of all ages and skill levels. Check it out!

A picture of a calculator with a pencil next to it and graph paper. This student is getting ready to learn from some money books for kids!

35 Money Books for Kids

Whether you’re a parent, teacher, or caregiver, you’ll appreciate that these books offer an enjoyable and educational way to equip children with the knowledge and skills they need to make smart decisions in life.

These fun reads will captivate young minds and ignite their curiosity about the fascinating world of finance.

Money Books for Lower Elementary (6-9 years)

An image of The Coin Counting Book, one of the money books for kids we love!

1. The Coin Counting Book by Rozanne Lanczak Williams
Learn about counting money through vibrant illustrations and engaging activities that encourage children to practice their math skills.

Check out this read-aloud of The Coin Counting Book and see what it’s all about:


An image of A Chair for My Mother, one of the money books for kids we love!

2. A Chair for My Mother by Vera B. Williams
In this beloved children’s book, young readers are transported into the heartwarming tale of a family’s journey to save and persevere.

Through this touching story, children are introduced to the concepts of saving, patience, and the power of determination.

Get a feel for the book with this read-aloud:


An image of the cover of Alexander, Who Used to be Rich Last Sunday, one of the money books for kids we love!

3. Alexander, Who Used to Be Rich Last Sunday by Judith Viorst
This book serves as an invaluable resource for parents, educators, and caregivers to introduce children to the principles of financial literacy.

It encourages discussions about money management, impulse control, and the significance of delayed gratification.

This great read-aloud really brings this story to life:


An image of the cover of Lemonade in Winter, one of the money books for kids we love!

4. Lemonade in Winter: A Book About Two Kids Counting Money by Emily Jenkins
Tag along with siblings Pauline and John-John as they learn about counting, earning, and saving money while running a lemonade stand in winter.

This book will not only captivate young readers with its charming illustrations and relatable characters but it also provides an engaging platform for learning about money.

Readers gain valuable insights into the practical application of math skills in real-life scenarios, encouraging them to develop a deeper understanding of counting and money management.

Mr. Adam and his team bring this captivating money book for kids to life with their engaging read-aloud:


An image of the cover of One Cent, Two Cents, Old Cent, New Cent, one of the money books for kids we love!

5. One Cent, Two Cents, Old Cent, New Cent: All About Money by Bonnie Worth
Join the Cat in the Hat as he takes readers on an entertaining journey through the history and significance of money.

This book will entertain young readers with its whimsical storytelling and vibrant artwork and also serve as a valuable educational tool.

As children dive into its pages, they develop foundational knowledge of money, financial literacy, and basic math skills.

Enjoy as an elementary-aged child reads this rhyming tale aloud:


An image of the cover of Lily Learns About Wants and Needs, one of the money books for kids we love!

6. Lily Learns About Wants and Needs by Lisa Bullard
Encouraging young readers, this book instills confidence and mindfulness in consumer choices, providing essential skills to navigate a world of endless options.

This book shapes children’s financial awareness and decision-making skills with valuable life lessons.

Captivate young readers with valuable lessons on needs and wants and the importance of making thoughtful choices with this book. Check it out:


An image of the cover of Just Saving Money, one of the money books for kids that we love!

7. Just Saving My Money by Mercer Mayer
Young readers are invited to join in on an engaging adventure that explores the world of money management. As the story unfolds, Little Critter learns the importance of saving money and making wise choices with his earnings.

This heartwarming tale provides children with valuable lessons about delayed gratification, setting goals, and making thoughtful financial decisions.

Kids will be inspired and motivated to make wise financial choices with this book. See what it’s all about in this read-aloud session:


An image of the cover of Dollars and Sense, one of the money books for kids that we love!

8. The Berenstain Bears’ Dollars and Sense by Stan and Jan Berenstain
In this heartwarming tale, the lovable bear cubs discover the importance of financial responsibility as they delve into the world of earning, saving, and budgeting money, learning valuable lessons that will guide them through their lives.

Through relatable situations, young readers will learn valuable lessons about making smart financial choices and understanding the value of money.

This read-aloud will give you a sneak peek into the valuable insights and delightful storytelling of this book:


An image of the cover of Once Upon a Dime, one of the money books for kids that we love!

9. Once Upon a Dime: A Math Adventure by Nancy Kelly Allen
Join the Math Wiz and his friends on an exciting adventure that combines math and finance, unraveling the mysteries of money and financial concepts.

Get ready for a captivating journey that makes learning math engaging and relevant to the real world.

Get a taste of the captivating storytelling and valuable lessons found in this book with this read-aloud:


An image of the cover Bunny Money, one of the money books for kids that we love!

10. Max and Ruby: Bunny Money by Rosemary Wells
This charming story teaches young readers the significance of managing their money wisely, ensuring they have enough for the things they truly desire.

With its lovable characters and relatable situations, this book is a perfect tool to instill financial responsibility and decision-making skills in young children.

Through this engaging read-aloud, you’ll get a feel for the delightful characters, charming illustrations, and important messages woven into the pages of “Bunny Money.”


An image of the cover of Curious George Saves His Pennies, one of the money books for kids we love!

11. Curious George Saves His Pennies by H. A. Rey
This delightful story skillfully explores paper and coin money, guiding young readers to identify and add up each coin.

Along Curious George’s journey, valuable lessons emerge about responsible money management, emphasizing the importance of keeping track of your earnings and the joy of sharing with others.

Plus, the book offers a special bonus—a paper piggy bank at the back that transforms into a convenient coin holder. Fun!

Watch this engaging read-aloud and discover firsthand why this book is a must-have for teachers and parents seeking to impart valuable money-saving lessons in a fun and entertaining way.


An image of the cover of Money Madness, a money book for kids that we love!

12. Money Madness by David A. Adler
Starting with the origins of money, this book takes young readers on a journey through time, exploring how people used to barter before the concept of currency emerged.

With its accessible language and colourful illustrations, this book provides a brief but insightful introduction to the concept of money, laying the foundation for children to develop a basic understanding of its role in society.

Immerse yourself in this captivating read-aloud and gain valuable insights into the valuable financial concepts and life skills that children will learn through this engaging book.


Money Books for Upper Elementary (9-12 years)

An image of the cover How to Turn $100 Into $1,000,000. This is a great money book for kids.

13. How to Turn $100 into $1,000,000: Earn! Save! Invest! by James McKenna and Jeannine Glista
This captivating money book for kids simplifies complex financial concepts, inspires the importance of saving and investing, and equips young readers with practical strategies to build wealth from an early age.

Use it as a resource in the classroom or as a guide at home to put children on the right path to financial independence.

Gain valuable insight into children’s perspectives on “How to Turn $100 Into $1,000,000 with Kid Finance” through this engaging book review, providing parents and teachers with an understanding of how this book resonates with young readers.


An image of the cover for The Go-Around Dollar, one of the money books for kids that we love

14. The Go-Around Dollar by Barbara Johnston Adams
Follow the fascinating adventures of a single dollar bill as it travels from person to person, showcasing the importance of money circulation and the value it holds.

Through delightful storytelling and vibrant illustrations, young readers discover the interconnectedness of individuals and communities through the exchange of money.

Explore the concepts and value of money through this information-filled read-aloud:


An image of the cover of National Geographic Kids Everything Money: A wealth of facts, photos, and fun!

15. National Geographic Kids Everything Money: A wealth of facts, photos, and fun!
Overflowing with vibrant, large-scale photographs and captivating text, this book takes upper elementary readers on an exciting journey, unveiling the fascinating world of currency.

From unraveling the concept and significance of money to exploring its diverse forms across history, young readers will even learn how to detect counterfeit bills, all while staying riveted to every page.

Check out this flip-through with a homeschool mom who will take you on a virtual adventure through the pages of this informative book:


An image of the cover of Make Your Own Money, a great money book for kids.

16. Make Your Own Money: How Kids Can Earn It Save It Spend It and Dream Big with Danny Dollar the King of Cha-Ching by Ty Allan Jackson and Nicole Miles
Prepare for a captivating and relatable financial journey as the author skillfully connects with children through the charismatic main character in this book, Danny Dollar. With a delightful blend of storytelling and interactive exercises, children learn that they hold the key to shaping their financial destiny.

Don’t miss this fantastic interview with the author as he shares insights, inspirations, and behind-the-scenes stories about this fascinating book:


An image of the cover Investing for Kids, one of the money books for kids that we love!

17. Investing for Kids: How to Save, Invest and Grow Money by Dylin Redling
This is a fantastic resource that makes learning about money fun and easy for kids and adults alike. With its engaging approach, this book teaches important financial skills that will help children manage their money wisely. Readers will be inspired as they discover the secrets to saving, investing, and growing your money with this incredible resource.

Gain insights from the authors of “Investing for Kids” in this interview:


An image of the cover of The Story of Money, a great book for kids.

18. The Story of Money by Betsy Maestro
In this book, young readers will explore the origins of money and its remarkable transformation throughout history.

From ancient civilizations to modern economies, this book delves into the various forms of currency, trade systems, and financial innovations that have shaped the world we know today.

With vibrant illustrations and engaging storytelling, this book offers a comprehensive understanding of how money has influenced societies and economies, making it a must-read for curious minds of all ages.

Discover the fascinating world of money with this read-aloud:


An image of the cover of The Kids' Money Book.

19. The Kids’ Money Book: Earning, Saving, Spending, Investing, Donating by Jamie Kyle McGillian
This book presents excellent information in a mature and meticulously crafted manner, making it a crucial read for young minds.

Packed with interactive activities, quizzes, and practical tips, this comprehensive guide immerses upper elementary children in the world of money management and instills financial responsibility.


An image of the book cover The Secret Life of Money.

20. The Secret Life of Money: A Kid’s Guide to Cash by Kira Vermond
This engaging book takes young readers on an educational journey, exploring a wide range of topics related to money, including earning, saving, spending, and giving.

Through captivating stories, interactive activities, and relatable examples, children will gain a deeper understanding of the value of money and develop essential financial literacy skills.

Get an insider’s look into the book “The Story of Money” with this captivating interview hosted by a curious elementary-aged child:


An image of the cover How to Money, one of the money books for kids we love.

21. How to Money: Your Ultimate Visual Guide to the Basics of Finance by Jean Chatzky
This book is a comprehensive guide to personal finance, covering everything you wish you had learned in your youth.

What sets it apart is the ingenious use of colour-coded pages, ensuring you never lose your place. With short, digestible chapters filled with lists, charts, graphics, and bullet points, it’s easy to read and understand.

Covering topics from budgeting to investing, this book provides actionable advice, helping readers confidently manage their financial health with clear guidance.

Get inspired by this engaging interview with the author of “How to Money” as she shares valuable insights and tips on Live with Kelly and Ryan talk show:


An image of the book cover On Your Mark, Get Set, Invest!

22. On Your Mark Get Set INVEST: A Kid s Guide to Saving Money Spending Wisely and Investing in the Stock Market by Luke Villermin
This book seamlessly explores the realms of saving, wise spending, and the stock market, inspiring young minds to embrace their financial journey.

Packed with insightful content and relatable examples, it has become a cherished resource in many households, fueling dreams of becoming savvy investors and setting a solid foundation for a prosperous future.


An image of the cover of How to Sell a Rock, a wonderful money book for kids.

23. How to Sell a Rock: A Fun Kidpreneur Story about Creative Problem Solving by J. K. Coy
Readers will love following along as the imaginative protagonist navigates the world of business, learning valuable lessons about creative problem-solving and the power of entrepreneurship.

This engaging book ignites young minds with inspiration and encourages them to think outside the box, fostering an entrepreneurial spirit that will last a lifetime.

Embark on a captivating adventure with “How to Sell a Rock” through this engaging read-aloud:


Money Books for Kids of All Ages

An image of the cover of Follow the Money, one of the many money books for kids we love.

24. Follow the Money by Loreen Leedy
Through engaging illustrations and thought-provoking activities, children will gain a deeper understanding of the value of money, its different forms, and how it impacts our daily lives.

It’s a great resource to introduce kids to essential financial concepts and foster a greater appreciation for the role of money in society.

Get ready to follow the money trail and discover the secrets behind the fascinating world of economics!

Discover why we adore this book and why it’s a must-read for young money enthusiasts:


An image of the cover of The Penny Pot.

25. The Penny Pot” by Stuart J. Murphy
Follow the story of a young girl a young girl as she diligently saves pennies, experiencing the delight of witnessing her savings steadily grow over time. Readers will discover the satisfaction of financial discipline and foresight.

Through this delightful tale, children will learn valuable lessons about the value of money, the importance of saving, and the rewards of patience and determination.

Kids will discover the joy of saving money through this heartwarming story and captivating illustrations – see for yourself with this read-aloud:


An image of the cover If You Made a Million, one of the money books for kids that we love.

26. If You Made a Million by David M. Schwartz
From counting stacks of coins to imagining the possibility of being a millionaire, children will learn important lessons about saving, spending, and the importance of financial responsibility.

Through engaging examples and relatable scenarios, this book sparks curiosity and helps children develop a healthy understanding of money.

Join the adventure and discover the fascinating world of millions in this educational and entertaining read!

Experience the magic of “The Penny Pot” firsthand with this engaging read-aloud:


An image of the cover My Rows and Piles of Coins.

27. My Rows and Piles of Coins by Tololwa M. Mollel
Immerse yourself in the vibrant Tanzanian culture as a young boy saves his money to buy a bicycle.

Set against the backdrop of a bustling marketplace, this heartwarming tale takes readers on an adventure filled with determination, hard work, and the power of saving.

Readers will witness the main character’s unwavering commitment and learn valuable lessons about patience, perseverance, and the value of delayed gratification.

Experience this book through this delightful read-aloud that takes readers on a journey of determination, dreams, and the power of saving.


An image of the book cover Wealthy Tales, a great. money book for kids!

28. Wealthy Tales: A Rhyming Journey to Success
This unique blend of timeless wisdom from bestselling classics like “Rich Dad, Poor Dad” and “Think and Grow Rich” weaves together the magic of rhymes and captivating stories.

If you’re looking to empower young minds with essential lessons in financial literacy, personal development, and the power of positive thinking then this is the book you’re looking for.

Get ready to unlock a world of possibilities and ignite a lifelong passion for success!


An image of the cover of The Everything Kids Money Book.

29. The Everything Kids’ Money Book: Earn it, save it, and watch it grow! by Brette Sember
Bursting with engaging activities and expert advice, this book takes young readers on an exciting journey through various money-related topics, including budgeting and entrepreneurship, empowering them to make informed financial decisions.

Prepare for a thrilling exploration of the world of finance that will empower kids to make smart money choices and build a solid foundation for a prosperous future.


An image of the cover of The Lemonade Stand Cookbook, which is a great money book for kids!
Kids can mix, pour, and profit with their very own lemonade stand adventure!

30. The Lemonade Stand Cookbook: Step-by-Step Recipes and Crafts for Kids to Make…And Sell! by Kathy Strahs
This delightful book combines the joy of culinary exploration with the valuable lessons of running a successful business.

Through step-by-step recipes and engaging crafts, children will learn essential money-making skills while discovering the delicious world of lemonade.

Prepare to quench their thirst for knowledge and have them set out on a refreshing journey of entrepreneurship that will leave young minds buzzing with excitement and financial know-how.


An image of the cover of The History of Money, one of the money books for kids that we love.

31. The History of Money by Martin Jenkins
Delve into the fascinating origins, intricate evolution, and global significance of money in this captivating book.

Kids will uncover the secrets behind the coins, bills, and financial systems that shape our lives.

Check out this captivating book through this engaging read-aloud:


An image of the cover of It's Not What You've Got.

32. It’s Not What You’ve Got!: Lessons for Kids on Money and Abundance by Dr. Wayne W. Dyer
This is a great book that imparts valuable lessons to children about the true essence of abundance, fostering gratitude and generosity.

With insightful wisdom, young readers are guided to shift their perspective and discover the profound richness that comes from within.

Experience the profound impact of this book as its depth and significance come to life through this captivating read-aloud:


An image of the cover Money Monsters: The Missing Money.

33. Money Monsters: The Missing Money by Okeoma Moronu-Schreiner
This modern and engaging book introduces key concepts like ATMs and mobile banking apps, making it a rare gem in the realm of financial literacy literature for kids. Explore its pages and see young minds grasp money management fundamentals effortlessly.

Get a glimpse into this captivating story with this engaging read-aloud:


An image of the cover Not-So-Common-Sense, one of the money books for kids that we love!

34. Not-So-Common Sense: Super Duper Important Facts About Money You Can’t Afford to Miss
Designed for young readers, this captivating book presents crucial financial knowledge in a fun and engaging way. Packed with practical insights, it empowers kids to navigate the world of money with confidence and make smart financial decisions from an early age.


The cover of book 1 of the Sara series by Abraham Hicks. This is a great introduction to the law of attraction.

35. Sara Book 1: Sara Learns the Secret About the Law of Attraction by Esther and Jerry Hicks
This is an enchanting book that introduces young readers to the power of positive thinking and the law of attraction.

Through the captivating story of Sara and her wise teacher Solomon, readers of all ages will discover techniques and processes for generating appreciation, happiness, and good feelings.

While this is not your typical money book for kids, it does open young minds to the concept of accumulating abundance and attracting positive experiences into their lives.

💡 Explore additional books and activities for elementary students!
31 Captivating Picture Books for 5th Graders with Expert Tips for Selection
Book Report Ideas for 5th Grade that Spark Imagination
Your Guide to Starting a Family Book Club Now
Classroom Vocabulary Activities: 11 Post-Picture Book Reading Ideas

Money Books for Kids Are a Great Way to Engage Learners

When it comes to teaching kids about money, there’s no better way to pique their curious minds than through captivating books.

Whether you’re aiming to prevent summer learning loss or simply expand your kids’ knowledge, books about money for kids are an excellent choice to engage young readers with valuable lessons.

The money books for kids outlined above are filled with interesting information, exciting stories, relatable characters, and valuable life lessons about finances. It’s important that these books not only entertain young readers but also provide them with the knowledge and skills they need to navigate the world of money.

Through captivating storytelling and engaging illustrations, the financial literacy books for kids in this list introduce young readers to the concept of money in a way that is relatable and understandable.

This is one of the Montessori quotes you'll want to use often, "The things he sees are not just remembered; they form part of his soul."

They often weave in important themes such as earning, saving, budgeting, or giving, empowering children to develop a strong foundation of financial literacy from an early age.

A picture of a well dressed and professional looking elementary-aged boy wearing a blazer and a shirt and tie. There is even a calculator in his pocket and he is wearing black rimmed glasses. He is holding a piggy bank in his left hand and placing money in the piggy bank with his right hand.

Reading books that teach financial literacy offers more than just financial literacy; it imparts valuable life skills. These books cultivate traits such as patience, perseverance, and thoughtful decision-making. By engaging with money-themed stories, readers develop critical thinking, problem-solving abilities, and a deeper understanding of the long-term impact of their choices.

Help elementary children develop a solid foundation of financial literacy with the handpicked recommendations listed above.

Elementary-Aged Kids Are Fascinated By Money

Money holds a special allure for children in the second plane of development. Elementary-aged kids are drawn to money because it sparks a world of curiosity and fascination. There are several reasons why money captivates their imaginations.

💲Money represents power and independence.

As children grow, they become more aware of the role money plays in their lives. They observe adults using money to make purchases, save for the future, and pursue their dreams. This newfound understanding sparks a desire for financial autonomy and ignites their interest in learning more about money.

💲 Money carries an air of mystery and intrigue.

The different coins and bills, their colours and denominations, fascinate young minds. Children begin to question why certain items cost more, how money is earned, and the importance of saving. Exploring these concepts satisfies their curiosity and helps them make sense of the economic systems around them.

🧩 Speaking of mystery, have you heard of rebus puzzles?
Adored by elementary students for their mystery and intrigue, rebus puzzles offer an exciting challenge!
Give these 8 easy rebus puzzles a try – answers included!
And don’t forget to explore our other rebus puzzle blogs:
Rebus Puzzles for Kids: A Comprehensive Riddle-Solving Guide
9 Unique Rebus Puzzles with Answers for Kids
A Great Set of Tricky Rebus Puzzles With Answers

💲 Money provides a practical application for developing mathematical skills.

Counting coins, making change, and solving financial equations become exciting challenges that reinforce their math abilities. Money acts as a tangible tool for applying mathematical knowledge in real-life situations, making their learning experience both engaging and relevant.

Basically, money’s association with power, independence, mystery, and practicality fuels the fascination of elementary-aged kids. By nurturing their interest and providing educational resources, we can help them develop a healthy understanding of money and lay the foundation for a lifetime of financial literacy.

😎 ☀️ 🤑 Combat the summer brain drain and make reading a blast!
Incorporate books to teach kids about money into your elementary kids’ summer reading activities!
It’s learning in disguise and will elevate their math skills!

The Wrap-Up: 35 Money Books for Kids

Introducing children to the world of money at an early age is crucial for their financial literacy and future success. These 35 money books for kids provide a rich variety of resources to spark their interest and help them develop a strong foundation in financial education.

Whether they are counting coins, learning about the history of money, or exploring the world of entrepreneurship, books about money for kids provide a gateway to a world of financial wisdom and exciting adventures. They ignite curiosity, inspire smart money habits, and plant the seeds for a lifetime of financial success.

By incorporating these books into their reading repertoire, children will not only gain knowledge about money but also develop essential skills in decision-making, critical thinking, and responsible financial behavior. Empower young minds with financial literacy and set them on the path to a prosperous future.

A picture of an 8 year old girl holding out her hands that are filled with coins.

You’re going to want to read some of these blogs:
27 Educational YouTube Channels to Prevent Summer Learning Loss
Summer Brain Drain: 9 Ways to Avoid the Summer Slide
Learning in Disguise: 9 Benefits for Your Elementary Students
Elevate Elementary Math Skills with This Exciting Math Card Game
31 Captivating Picture Books for 5th Graders with Expert Tips for Selection
The Best Neighborhood Walk Scavenger Hunt
Your Kids Need This Activity Book with Unique Drawing Prompts
The 8 Parts of Speech for Kids: A Comprehensive Guide
The Montessori Checkerboard: A Guide to Multiplication 
13 Unique Vocabulary Development Activities for the Elementary Level
21 Fun Math Games with Dice to Try With Kids 8-12
8 Easy Rebus Puzzles (with Answers!)